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We all want to live Mortgage-FREE! Don't we? Who wants to be on a hook and pay 1/3 of your pay check to the bank every month until you retire and for years after that? Well, there is a better way, and we can help you achieve it!

Weather you are a first-time home buyer, or an experienced homeowner, or a seasoned investor, we can help you develop the right strategy that will help you build up your equity faster, pay down your mortgage faster, lower your interest payments faster, and make you mortgage-FREE faster!

Start off right! Start off SMART!

There are many strategies of becoming Mortgage-Free faster, we mentor our clients through the process for years. However, starting right is extremely important. So, here is one strategy that can help you start off in the right direction:

SMART STRATEGY for First-Time Homebuyer:

Purchase a multi-family property (duplex, triplex or fourplex),
Live in one-unit, have your tenants pay for your mortgage and help you build equity in your property!



  Single Family Home (2 br)  Fourplex - with owner occ 2br unit
Purchase Price $ 300,000 $ 600,000
Downpayment (FHA) $ 10,500 $ 21,000
Monthly PITI Payments @5% $ 2,075 $ 4,170
Rental Income to offset PITI   $3,000
(based on $1,000 rent for 2 br units)
Net Monthly PITI payments $2,075 $1,170
Annual Tax Deduction - Mortgage $19,022 $38,044
Appreciation after 5 years (based on 3% year) $47,782 $95,564

Here are some of the available properties:

Location Type Price Monthly  Payments (After rental Income) *
University Heights Fourplex $750,000 $ 1,550
North Park Fourplex $575,000 $ 360
Coronado Fourplex $1,300,000 $ 2,400
El Cajon  - SOLD! Fourplex $570,000 ($ 300)
National City  - IN ESCROW Fourplex $580,000 $ 400
Imperial Beach


$900,000 $ 1,600

* "Monthly Payments after rental Income" is used as a general guideline for the property and does not account for vacancies, rental discounts, or other concessions and rental losses, all buyers should use their due diligence to ensure their ability to sustain mortgage payments while experiencing occasional vacancies and rent losses.

If you are a home buyer looking for financial independence through real estate, you owe it to yourself to contact us today.

Yes, I'm interested in your "Becoming Mortgage-Free" Program

*Full Name:
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*Email Address:
* required
Mailing Address:
Zip/Postal Code:
*Phone Number:
  * required
Which property are you interested in?
  To select multiple items, hold Control key while making your selection
Do you have previous experience managing rental properties?
Yes      No             

 Additional information

I am interested in buying a Duplex/Fourplex to live in as a primary residence
I am interested in buying a
Duplex/Fourplex as an investment project
I am interested in fixer uppers too
I need to sell my property first, help me with the sale

Are you currently working with another realtor?       Yes      No   
Are you currently working with a Lender?           
Yes      No   

I am also interested in the following types of properties:  (Check all that apply)
All types of Properties
Residential Single Family Homes
Commercial Real Estate
Condos and townhomes
Residential multi-family
Ranches/Farm Land
Residential Lots
Commercial Land
I have specific questions that I'd like to be addressed at the seminar:
Add me to your mailing list
Contact me by Email
Contact me by Phone
(*Please note: If you request certain kinds of information, we may need to contact you by phone.)
I am interested in employment opportunities
I am interested in becoming a bird-dog for your investors

Call us today with questions on how you can start living mortgage-FREE at (619) 993-7799 



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